摘要
为促进贵州政策性水稻保险发展,给农业保险决策提供理论依据,以贵州松桃县525户稻农为例,在对样本数据进行描述性分析的基础上,运用Logit模型,对欠发达地区政策性水稻保险的农户需求意愿进行了系统研究。结果表明:农户文化程度、近3年受灾次数、对政策性水稻保险了解程度以及对政策性水稻保险保障水平的评价与农户对政策性水稻保险的需求意愿成显著正相关;农户中外出务工人数、农业收入占家庭总收入的比重以及对农业保险公司的政策性水稻保险推广支持力度与农户对政策性水稻保险的需求意愿成显著负相关。
To provide the theoretical basis for agriculture insurance decision and promote the development of policy-based rice insurance in Guizhou, based on analyzing sample data of 525 rice farmers in Songtao County of Guizhou Province, Logit model was employed to systematically study on the demand and willingness of farmers to the policy-based rice insurance in undeveloped areas. Results： The demand and willingness of farmers to the policy-based rice insurance was significantly and positively correlated with educational levels of farmers, the number of natural disasters in three years, farmers＇ knowledge of policy- based rice insurance and the evaluation of policy-based rice insurance. The demand and willingness of farmers to the policy-based rice insurance was significantly and negatively correlated with the number of migrant workers, the proportion of agricultural income in household income and the support for policy- based rice insurance.
出处
《贵州农业科学》
CAS
2016年第12期169-174,共6页
Guizhou Agricultural Sciences
基金
贵州省高校人文社会科学研究基地项目"贵州省政策性农业保险实施效果评价研究"(JD2013024)
贵州大学专项课题"西南地区政策性农业保险实施效果评价及对策研究"(zx2014001)
