摘要
随着校园网贷的日益兴起,不良网贷也乘虚而入,不良网贷严重威胁着大学生学习和生活,成为高校、大学生家长及社会普遍关注的焦点。分析了校园贷对大学生的影响,在此基础上,提出校园贷问题的风险防范与教育引导策略。认为该问题的治理应加强大学生风险防控意识和金融意识的普及力度,从消费观、义利观、贫富观三方面对大学生进行信贷观教育。
With the rise of the campus network loan, bad net loan takes this advantage and seriously threatens the students＇ study and life, which has become the general focus of colleges and universities, college students and the community. This paper analyzes the influence of campus credit loan on college students, and puts forward the risk prevention and education guidance strategy of campus credit loan problem. It is believed that the governance of the problem needs to strengthen the awareness of college students＇ risk prevention and control and the popularization of financial consciousness, and carry out credit education to college students from three aspects of consumption view, justice and benefit view, and rich and poor view.
出处
《淮海工学院学报（人文社会科学版）》
2017年第3期114-117,共4页
Journal of Huaihai Institute of Technology(Humanities & Social Sciences Edition)
关键词
校园信贷
信贷观
价值观
义利观
防范机制
campus credit loan
credit loan view
values
justice and benefit view
coping mechanism
