摘要
本文通过研究我国电子化票据业务的发展现状,分析电子商业汇票、纸质票据电子化的发展中遇到的问题,包括电票认知度不足、配套科技技术要求高、法律制度冲突、风险管理隐患、无法构建网络状客户群等,提出票据市场的供给侧改革发展建议。一是推广电子化票据支持产业转型,二是完善法律制度优化监管结构,三是加快技术开发进程,四是推进机构体制转型。
By studying the status quo of e-instruments in China, the author analyzed the problems which happened during the development process of e-commercial bills and paper instruments electronization, which include the low recognition, high demand of relevant techniques, law conflicts, risk management hidden troubles and short of client base net, etc. The author puts forward following suggestions to reform and develop the instrument market from the supply side： the first is to promote the e-bill to enhance industry transformation, the second is to improve the law system and optimize supervision, the third is to accelerate the technique development and the fourth is to propel institutional mechanism transformation.
出处
《上海金融学院学报》
2016年第6期86-94,共9页
Journal of Shanhai Finance University
关键词
电子化票据
供给侧改革
金融转型
e-instruments, supply side reform, financial transformation
