摘要
本文以国内外区块链技术研发与应用为背景,探讨了区块链技术对金融业务创新的主要潜在影响,剖析了我国区块链金融业务创新所面临的困难与挑战,并建议:加强同业交流合作,积极参与前瞻性创新和国际标准制定;改进金融业监管方式与手段;探索和完善区块链技术方案,推进金融业务创新;完善相应的保障体系,为金融业务创新提供支撑;加强人才队伍建设,为金融业务创新提供人力资源保障。
As a huge potential application of new technologies, the block chain will bring revolutionary changes to the global financial industry. Based on the research and application of block chain technology both at home and abroad, this paper explores the potential impact of block chain technology on financial business innovation, and ana- lyzes the difficulties and challenges in the innovation of regional chain financial business. And then it suggests strength- ening exchanges and cooperation with the industry, and actively participating in forward-looking innovation and the set-up of international standards. Advancing with the times, improve financial supervision and means. Explore and im- prove the block chain technology programto improve the financial business innovation. Improve the corresponding secu- rity system to provide reliable support for financial business innovation. And strengthen the building of qualified person- nelto provide human resource support.
出处
《金融发展研究》
北大核心
2017年第5期77-82,共6页
Journal Of Financial Development Research
关键词
区块链
互联网金融
区块链金融
金融科技
金融安全
block chain, internet finance, block chain finance, financialtechnology, financial security