摘要
当前,产业转型升级中急需解决中小微企业的融资难问题。通过信用保证基金(以下简称信保基金)的方式解决中小微企业融资难是一个新思路。目前,我国已形成了初步的信用保证体系,取得了一定成效,但仍存在问题。因此,有必要将政府不同部门的扶持基金统一归集,并在我国龙头企业相对集聚较多的地区如长三角、珠三角、环渤海湾、中部等地区扩大产业链金融中的信保基金试点,建立中小微企业互保联保圈,以缓解中小微企业融资难问题,带动民营经济转型升级,助推我国经济可持续发展。
At present, the problem of SMMEs＇ financing difficulty needs to be settled urgently in industrial transformation and upgrading. It＇s a new approach to solve the problem of SMMEs＇ financing difficulty through the credit guarantee fund. At present, China has formed a preliminary credit guarantee system, and achieved some successes. But there are still some prob- lems. Therefore, it is necessary to collect the funds supported by different departments of the government, and expand the experimental implementation of credit guarantee fund in industrial chain finance in the regions where there are a lot of leading enterprises such as the Yangtze River Delta, Pearl River Delta, Bohai Bay, Central China and other places. In this way, we can ease the problem of SMMEs＂ financing difficulty, establish the SMMEs＂ mutual protection circle, promote the transformation and upgrading of private economy, and boost China＇s economy to develop stably and sustainably.
出处
《企业经济》
CSSCI
北大核心
2017年第6期5-10,共6页
Enterprise Economy
基金
国家社科基金项目"基于提升政府效能促进经济转型升级的长三角产业链金融研究"(项目编号:14BGL157)
关键词
信保基金
产业链金融
中小微企业
融资难
credit guarantee fund
industrial chain finance
SMMEs
financing difficulty
