摘要
2016年以来,国内关于"区块链"的热议和追捧持续升温。麦肯锡的研究表明,区块链技术是继蒸汽机、电力、信息和互联网科技之后,目前最能触发第五轮颠覆性革命浪潮的核心技术。文章尝试在概括介绍区块链技术的基础上,通过解构区块链的核心要素,总结当前中国金融业在这一领域的跟进情况,并特别就区块链技术对商业银行国际贸易金融领域的运用前景进行分析探讨,讨论了智能合约的理念、应用和意义,进而就商业银行如何迎接并应对区块链技术所带来的新时代,提出以开放的心态迎接区块链技术、抓住全球区块链技术国际标准制定的窗口期、积极参与到区块链技术在金融领域应用的实践研究等相关建议。
Block chain technology has been a increasingly heated topic domestically since 2016. According to McKinsey, block chain technology is the core technology to trigger the fifth wave of subversive revolution after steam engine, electricity, information and Internet technology. Based on a brief introduction of block chain technology, by unfolding its core components, summarizing the current development of Chinese financial industry and analyzing the application of block chain technology in the international trade and financial field of commercial bank, the paper discusses the concept, application and significance of intelligent contract and puts forward some suggestions for commercial banks to keep up with the new era brought about by block chain technology. Commercial banks should actively participate in the practice research about the block chain technology application in the financial field through the window opened by the development of international standards for global block chain technology with an ooen mind.
出处
《邵阳学院学报（社会科学版）》
2017年第3期37-44,共8页
Journal of Shaoyang University:Social Science Edition
基金
国家社科基金重大项目(2014ZDA043)
关键词
区块链
研析
商业银行
应用建议
block chain
analysis
commercial bank
application suggestion
