摘要
区块链技术不依赖第三方,通过自身分布式节点实现网络数据的存储、验证、传递和交流,能够有效解决因信用不足而产生的风险,保证金融交易的安全。区块链具备去中心化、去信用化、集体维护、可靠数据库等四大优势,区块链金融能从根本上优化现代金融征信体系,降低金融风险。因此,提高跨界电子商务交易真实性、简化支付流程、优化现代金融征信体系、建立统一的支付模式,有助于电子商务跨界交易的安全性,促进跨界电子商务的健康发展。
The block chain technology does not depend on the third party network. Its data storage, verification, transfer and exchange through its own distributed node can effectively solve the risk caused by the lack of credit guarantee, so as to ensure the financial transaction security, Block chain has the advantages of de-center, de-credit, multiple-maintenance and reliable database. Block chain finance can fundamentally optimize the modern financial credit system, reduce financial risks. Therefore, improving the reality of cross-border e-commerce, simplifying the payment process, optimizing modem financial credit system, establishing unified payment mode are helpful for the safety of cross-border ecommerce, as well as good for its healthy development.
出处
《改革与战略》
北大核心
2017年第7期81-83,共3页
Reformation & Strategy
基金
江苏高校哲学社会科学研究项目"科技服务业对区域创新体系的影响研究"(2013SJD630120)
2016年江苏省高职院校教师专业带头人高端研修项目(2016GRFX070)
关键词
区块链
区块链金融
跨界电子商务
支付模式
block chain
block chain finance
cross-border e-commerce
payment model
