摘要
当前,随着经济发展进入新常态,金融风险呈上升趋势。文章以四川省某市为例,分析了银行信贷风险防控工作形势严峻,主要表现在不良贷款出现、贷款逾期和欠息较多、信贷风险有蔓延趋势.其出现的主要原因有金融环境、企业自身和银行本身三个层面的因素,由此提出防控银行信贷风险的对策是:统一思想,尽职履责,正视当前信贷风险的严峻形势;要加强沟通,群策群力,共同防控和化解信贷风险;要夯实基础,健全机制,加强风险管理队伍建设.
Currently,with emergence of the new economic norm,financial risk is rising.A prefecture in Sichuan is taken as the research subject and it is found that the situation concerning risk prevention and control of bank loans is rather difficult,which is chiefly seen in three aspects：the emergence of non-performing loans,overdue loans and debt interest,and the spreading of loan risk.The leading causes come from the financial environment,the enterprise and the bank itself.Thus the counter measures are suggested：to be unified as one in thinking and to be dutiful to look squarely at the problems;to reinforce communication in concerted efforts to prevent and control and defuse loan risks;to lay a solid foundation and set up a sound mechanism and step up the construction of a strong team of risk management.
出处
《内江师范学院学报》
2017年第8期98-101,共4页
Journal of Neijiang Normal University
