摘要
金融生态环境状态对于金融发展起到了至关重要的作用。文章采取因子分析法,对云南省2005—2014年十年的农村金融生态环境做出评价。实证结果表明:云南省农村金融环境在近十年逐渐好转,通过分析其金融生态环境的影响因素,提出优化改进云南省农村金融生态环境应加强云南省农村地区的金融政策支持;引进专业化人才,加快金融创新;调节和完善农村金融体系以及改善农村信用环境等政策建议。
The financial ecological environment is the key factor that affects the financial development. By using factor analysis method, this article establishes the index system of financial ecological environment and makes an evaluation to the rural financial ecological environment of Yunnan Province. Empirical results show that: The rural financial environment gradually improved in Yunnan Province from 2005 to 2014, the impact of the financial ecological environment from the main factor is economic environment, social development and human resources environment. Finally, we give some policy recommendations on improving the rural financial eco-environment in Yunnan such as to strengthen rural financial policy support, to introduce the professional talent and to accelerate financial innovation.
作者
徐宁
XU Ning(School of Industrial Economics, Jinan University, Guangzhou Guangdong 510632, China)
出处
《生态经济》
北大核心
2017年第12期119-122,共4页
Ecological Economy
关键词
金融生态
因子分析
农村金融
影响因素
优化改进
financial ecology
factor analysis
rural finance
influencing factors
policy recommendations