摘要
我国农村金融高风险、高成本、低收益的特征以及涉农金融机构规避风险的要求,使农业经济对金融资源的吸引力不足,金融供给与农村经济需求存在矛盾。本课题深入研究我国农村金融体系的构成和农村金融供给的典型特征,对我国农村金融供给失衡现象进行了实证分析,结合吴忠市农村金融供需结构失衡的主要表现,以及当地金融机构在支农工作中的实践经验,提出了金融支持农业供给侧结构性改革的政策建议。
Influenced by the characteristics of high risk, high cost and low yield itself, and financial institutions＇ request of avoiding risks, China＇ s rural fmance has always been marked by a contradiction between supply and demand, which makes our rural economy looks not that attractive. This thesis researches the typical characteristics of China＇s rural financial system, empirically analyzed the imbalance of rural financial supply, combined with the main practice on financial support of the agricultural supply-side structural reform of Wuzhong, put forward some related policy recommendations.
出处
《西部金融》
2017年第10期53-62,共10页
West China Finance
关键词
农业供给侧结构性改革
金融供给
金融需求
农村金融体系
agricultural supply-side structural reform, financial supply, financial demand, rural fmancial system
