摘要
以应收账款让与为核心的商业保理是全球金融服务变革的主要推动者。商业保理作为信用金融的产物,其在商事交易领域中的实践需求与我国民法"债权让与"的基础规定存在冲突。主要体现为债权让与客体的定义狭窄、让与合同性质模糊以及让与通知规定简陋等。从商事交易角度出发,如何完善"债权让与"制度便成为解决保理融资业务发展困境的首要问题。
The commercial factoring taking account receivable transfer as key element is the main driver of the global financial services reform. As a product of credit finance,commercial factoring,which is in practice in the field of commercial transactions,conflicts with the basic provisions of the assignment of creditor's rights in China's civil law. It mainly reflects the narrow definition of the object of the assignment of the debt,the vague nature of the contract and the simple provision of the notification. From the point of commercial transaction,how to perfect the system of assignment of creditor's right has become the primary problem to solve the dilemma of factoring financing business.
出处
《时代法学》
2018年第1期84-90,共7页
Presentday Law Science
关键词
商业保理
应收账款
债权让与
commercial factoring
account receivable
assignment of creditor's rights
