摘要
随着互联网金融专项整治工作落下帷幕,P2P网贷行业正迈向健康发展的新时代。大数据、区块链、人工智能等金融科技正逐步改变P2P网贷的传统运营模式,网贷行业在支持实体经济、发展普惠金融方面将发挥更大的作用。P2P行业生态系统以及外部环境的研究必须应用生态学理论,并从生态多样性角度提出P2P生态系统良性发展的建设性意见。
With the special rectification of Internet finance has come to a close, P2P net loan industry is moving towards a new era of healthy development. Financial technologies such as big data, blockchain and artificial intelligence are gradually changing the traditional mode of operation of P2P lending. The net lending industry will play a greater role in supporting the real economy and developing inclusive finance. The research of P2P ecosystem and external envi- ronment must apply the theory of ecology and put forward the constructive suggestions of the healthy development of P2P ecosystem from the perspective of ecological diversity.
出处
《广西经济管理干部学院学报》
2017年第4期15-21,共7页
Journal of GuangXi Cadres College of Economic and Management
