摘要
校园网络借贷是借助于互联网技术手段的新型融资模式,即针对在校大学生发放的小额贷款。一些P2P平台进校夸张宣传网贷的好处,诱导学生从平台借款,使大学生校园网贷存在很大风险。在分析了不良校园贷的危害及形成原因的基础上,分别从学校、政府等角度提出了防范对策。
Campus network lending is a new financing model with the help of Internet technology. It is a small loans for college students. Some P2 P net loan platform went into campus to propaganda the benefits of the network lending exaggeratedly. They induced the students to borrow from the platform. There is a great risk on the campus net loan of college Students. In particular,the usury traps and illegal collection of arrears,such as the undesirable net loan platform,have seriously affected the stability and unity of the institutions of higher learning. On the basis of the analysis of the harm and the cause of the bad campus loan,the countermeasures were put forward from the angle of school and government.
出处
《湖南大众传媒职业技术学院学报》
2018年第1期82-85,共4页
Journal of Hunan Mass Media Vocational and Technical College
