摘要
本文认为山西票号或山西银行 ,是指包括明清山西商人经营的当铺、钱庄、印局、账局和票号在内的各种金融企业 ;中国明清时期发生的商业革命和金融革命与欧洲商业革命和金融革命是平行发展的 ;两个革命最突出的表现之一是中国白银净流入 ,中国商品净输出 ;山西票号为这两个革命做出了重大的历史贡献。但是中国却没有很快进入工业社会 ,而且连山西票号也垮台了 ,根本原因在于山西票号没有与时俱进的金融制度创新 ,清政府没有与时俱进的社会经济制度创新。
This paper mainly talks about the Shanxi banking in history, which includes financial institutions such as pawn shop, Chinese native bank, money changer, money shop, exchange shop, and other various kinds of financial enterprises in the Ming and Qing dynasty. The commercial revolution and financial revolution of China, which took place in the Ming and Qing dynasty, developed parallel with the commercial revolution and financial revolution in Europe. The obvious characteristics of these revolutions are the inflow of silver into China and the export of Chinese goods, to which the Shanxi banking made great contributions. But it is a pity that China had not entered the industrial society and even the Shanxi banking collapsed quickly. The main reason is that the Shanxi banking has no financial institutional innovation, and the Qing Government also has no social economic institutional innovation with the development of the society and times.
出处
《金融研究》
CSSCI
北大核心
2002年第8期1-9,共9页
Journal of Financial Research
