2Simon H. Kwan. Securities activities by commercial banking firms' section 20 subsidiaries: risk return and diversification benefits. Federal reserve bank of San Francisco Economic research working paper, 1997.
3Anthony Saunders, Ingo Walter. Universal banking in the United States. Oxford University Press, 1994.
4John H. Boyd. Expansion of commercial banking powers ...or, universal banking is the cart, not the horse. Journal of Banking &Finance, 1999, (23):655-662.
5Linda, Allen, Julapha Jagtiani. The risk effects of combining banking, securities and Insurance activities. Journal of Economics and Business, 2000,(52):485-497.
6Vennet, Rudi Vander. Cost and Profit Efficiency of Financial Conglomerates and Universal Banks in Europe. Journal of Money, Credit, and Banking, 2002,(1):254-282.
7中国人民银行.中国金融稳定报告(摘要)[EB/OL].人民网,2005-11-7.
8White,E.N.Before the Glass-Steagall Act:an analysis of the investment banking activities of national banks.Explorations in Economic History.1986.(23):33-55.
9Benston,G.J.The Separation of Commercial and Investment Banking,The Glass-Steagall Act Revisited and Reconsidered.New York:Oxford University Press.1990,113-37.