摘要
发展普惠金融是我国"十三五"期间的一项重要国策,金融扶贫更是打赢脱贫攻坚重大战略的关键之举。本文测度了2006-2014年间我国各个省级地区的普惠金融发展指数,通过PVAR等计量模型检验发现:发展普惠金融具有明显的减贫效应,并且是贫富差距的单向格兰杰原因;我国普惠金融发展整体上表现出东部高、中部次之、西部低的基本态势,同时,在普惠金融减贫的边际效应中西部>中部>东部;在各类因素的横向比较中,普惠金融减贫效应相对较弱,排在贫困自身惯性、对外开放程度、产业结构、财政支出之后。
This paper measures the inclusive financial development index of various provincial areas in China and finds that the development of inclusive finance has obvious poverty reduction effect. China's inclusive finance development shows the general geographic pattern of 'advanced eastern region,poor western region,and mediocre central region'. At the same time,the marginal poverty reduction effect of inclusive finance in the eastern region is greater than that in the west.Moreover,in comparison with various other factors,such as the inertia of poverty,opening to the outside world,industrial structure and fiscal expenditure,the effectiveness of inclusive finance in poverty reduction is relatively weak.
出处
《金融评论》
CSSCI
北大核心
2017年第2期69-82,共14页
Chinese Review of Financial Studies
基金
国家社会科学基金"中国农村普惠金融的绩效评估与内容发展路径研究"(项目号:15CJL031)的支持
关键词
普惠金融
减贫效应
发展指数
PVAR模型
Inclusive Finance
Poverty Reduction Effect
Development Index
PVAR Model
