摘要
专利保险是20世纪80年代脱胎于美国的商业一般责任保险,而后渐趋独立的保险类型,并在欧洲和日本都得到了一定程度的发展。对被保险人而言,专利保险具有分担诉讼费用、缓解资金压力和增强议价能力等直接作用。对一国的经济发展而言,专利保险还可以激励技术创新,促进专利实施,均衡产业结构,规范市场竞争和深化专业分工。但是,专利保险也存在着价格偏高而难以推广,风险预测和评估困难,理赔程序复杂和容易诱发道德风险等缺陷。我国应结合2011年年底以来试点的情况建立有利于发挥其基本功能和弥补其主要缺陷的专利保险制度。
Patent insurance was derived from the commercial general liability insurance in the1980s,and then became anindependent insurance,which also have been developed in Europe and Japan.For insured parties,patent insurance has the effectsof sharing litigation fees,alleviating the capital pressure and strengthening the negotiating ability.For the economic developmentof a country,patent insurance can encourage technology innovation,promote patent implementation,keep the balance ofindustrial structure,regulate market competition,and deepen the professional division of the labor.However,patent insurancecontains defects including difficult to popularize because of high price,difficult to predict and evaluate risks,complicated claimprocedure,and is likely to deduce moral risk.Combined with the pilots since late2011,China should establish a patent insurancesystem which is conducive to play its basic functions and make up for the main defects.
出处
《电子知识产权》
CSSCI
2017年第8期48-55,共8页
Electronics Intellectual Property
基金
南京航空航天大学中央高校基本科研业务费项目(YAH17048)的成果
关键词
专利保险
专利侵权责任险
专利执行险
强制专利保险
道德风险
Patent insurance
Patent infringement liability insurance
Patent enforcement insurance
Compulsory patent insurance
Moral risk
