摘要
生物识别技术作为安全认证的主要手段之一,近年来成为金融领域安全技术的热点选择.总结目前在商业银行应用的主要类型、方式及应用场景,分析生物识别技术在金融行业发展的制约因素主要有监管及行业标准化的相对滞后、客户对不同生物识别技术的可接受程度不同及生物识别系统本身的安全性问题,并进一步分析商业银行需重点关注的数据留存、系统安全、性能优化等系统实施要点及未来生物识别技术在商业银行应用发展趋势.
Biological recognition technology,as one of the main safety certification methods,is becoming a hotspot in financial security technology in recent years.This paper summarizes that the current application in the commercial bank includes main types,methods and application scenes.The main restricting factors in the financial industry development are the relative lag of supervision and industry standardization,customers different acceptability of different biometric technology,and the security of the biometric system itself exists.Then further is that the commercial banks need to focus on data retention,system security,performance optimization and the development trend of biological recognition technology application in commercial banks.
作者
孙宇千
陈灏中
刘述忠
Sun Yuqian;Chen Haozhong;Liu Shuzhong(Engineering Management Department, the Bank of China Software Center, Shenzhen, Guangdong 518000;The First Development Department, the Bank of China Software Center, Shenzhen, Guangdong 518000;Chief Engineer Office, the Bank of China Software Center, Beijing 100091)
出处
《信息安全研究》
2017年第11期1006-1010,共5页
Journal of Information Security Research
关键词
生物识别
商业银行
系统安全
数据留存
多模态
技术融合
biological recognition
commercial banks
system security
data retained
multimodal
technology integration
