摘要
用交易费用理论来分析防灾减灾问题,需要将交易费用看作是一种风险管理制度的运行成本。本文通过从损失、二分法(风险构成)、三分法(供给主体)三个视角构建防灾减灾交易费用测度公式,对甘肃与全国防灾减灾交易费用进行实证分析发现,甘肃的宏、微观交易费用基本持平,受自然灾害影响较大,政府承担的防灾减灾交易费用高于全国平均水平;甘肃防灾减灾中市场参与度较低,个人应对风险的能力弱于全国平均水平;除个人外,其他微观参与主体少且资金实力不足。
This paper analyzes the problem of disaster prevention and mitigation by applying the transaction costtheory.Transaction cost here refers to the cost of running risk management system.This paper classifies the participants of disaster prevention and mitigation into three categories:government,insurance company(market mechanism)and the others by building a dichotomy formula which could calculate the transaction cost of disaster prevention and mitigation in Gansu.The empirical result shows that the transaction cost that Gansu government suffers is above the national level;insurance doesn't play active role in Gansu province's disaster prevention and mitigation;individual risk response is weaker than the national level;besides individuals,there are few other micro suppliers and they are lack of financial strength.
作者
郭冬梅
GUO Dong-mei(School of Finance,Lanzhou University of Finance and Economics,Lanzhou 730020,China)
出处
《兰州财经大学学报》
2018年第1期15-23,共9页
Journal of Lanzhou University of Finance and Economics
基金
甘肃省哲学社会科学规划项目"交易费用视角下甘肃省防灾减灾的经济学研究"阶段性成果(13YD054)
关键词
交易费用
防灾减灾
测度
transaction costs
disaster prevention and mitigation
commercial insurance
main body of supplier
