摘要
土地金融是金融体系的重要一环,具有融通资金、合理配置土地资源、分散金融风险等诸多功能。农村土地金融模式创新是土地金融的重要组成部分,对满足农村金融信贷需求,促进农村经济发展,构建现代农业产业体系具有不可估量的作用。德、美、日三国在将金融创新和土地制度结合过程中形成了各具特色的土地金融模式,对于农村土地信用合作社、土地融资租赁和农村土地证券化等三种我国目前采用的土地金融模式具有借鉴作用。在对上述三种土地金融创新模式优缺点深入分析的基础上,提出了完善我国农村土地金融体制的对策和建议。
Land finance,as an important part of the financial system,has many functions such as integrating capital,allocating land resources reasonably,and dispersing financial risks.The innovation of rural land financial model plays an inestimable role in satisfying rural financial credit demand,promoting rural economic development,and constructing modern agricultural industry system.Germany,the United States and Japan have formed distinctive rural land financial models in the process of combining financial innovation and land system,which provide reference for rural land credit cooperatives,land financing leases,and rural land securitization in China.Based on the analysis of the advantages and disadvantages of the above three types of land finance innovation models,the countermeasures and suggestions for improving the rural land finance system in China are put forward.
作者
李博
Li Bo(Department of Economic,Taiyuan Normal University,Jinzhong 030619,China)
出处
《山西农业大学学报（社会科学版）》
2018年第9期34-41,共8页
Journal of Shanxi Agricultural University:Social Science Edition
基金
2016年山西省哲学社会科学规划项目(2016)
关键词
农村
土地金融
模式创新
Rural areas
Land finance
Model innovation
