摘要
文章基于1995～2014年我国24个省市的面板数据,分别探究了当全国范围和东、中、西部三大区域内的金融规模和金融效率发生变化时,金融业发展对于居民社会福利水平产生的影响。研究发现,规模和效率无论是直接影响还是通过促进金融发展的间接影响,都可以起到提升社会福利水平的作用,但是这种关系并非线性。经过门槛效应分析可以得出,在全国范围内,金融规模显著呈现倒U型特征,金融效率显著呈现J型特征;在东、中、西部三大区域内,这种特征会因为经济、地理、资源的差异而有些许改变,但是总趋势却是一致的。
Based on the panel data of 24 provinces in period 1995-2014 years,this paper explored the impact of financial industry development on social welfare when the financial sector undergoes changes in scale and efficiency across China and in the three regions of eastern,central and western China.It was found that the growth in scale and efficiency can play a role in a direct or indirect way in raising social welfare level,but this relationship is nonlinear.Through analysis with threshold effect,this author found that financial scale is like an up-ended U,and financial efficiency is like a J across the country and that in the three different regions,these characters have small variations because of differences in economy,geography and resource,but the general trends are consistent.
出处
《新疆社会科学》
CSSCI
2018年第6期41-50,149,共11页
Social Sciences in Xinjiang
基金
国家社科基金一般项目"我国转移支付改革与政府间事权与支出责任划分改革衔接问题研究"(17BJY175)
中国产业安全研究中心平台建设学术资助一般项目"我国金融业发展对城乡社会福利及其非均衡状态的影响研究"(2017B03)的阶段性研究成果
关键词
金融发展
社会福利水平
门槛效应
financial development
social welfare
threshold effect
