摘要
科技型中小企业"融资困难",究其主要原因是科技型中小企业与金融机构之间信息不对称,而信用评级有助于消除融资隐性壁垒。本文从市场发展潜力、信用评级需求、竞争格局、发展瓶颈以及发展趋势等方面对我国科技型中小企业信用评级行业的发展现状进行分析,以期为科技型中小企业信用评级行业的发展提供建议。
The main reason for the"financing difficulties"of technology-based SMEs is the information asymmetry between technology-based SMEs and financial institutions,while credit rating helps to eliminate the hidden financing barriers.This paper analyzes the current development status of the credit rating industry of technology-based SMEs in China from the aspects of market development potential,credit rating demand and competition pattern,in order to provide suggestions for the development of the credit rating industry.
作者
赵丽丽
陈超
ZHAO Li-li;CHEN Chao(Hebei University of Economics and Business,Institute Management Science and Engineering,Shijiazhuang 050061,China)
出处
《价值工程》
2019年第5期10-12,共3页
Value Engineering
基金
河北省社会科学基金项目(HB17GL052)
关键词
科技型中小企业
信用评级
发展现状
technology-based SMEs
credit rating
status of development
