摘要
考虑银行有多种产出的特性,运用随机成本边界方法(SCFA)衡量2007-2015年中国33家样本银行的成本效率,并找出成本效率的影响因素.结果表明:资本价格、净贷款和引入的时间变量项对银行成本效率影响较为显著,外生环境变量银行规模、放款成长率和信用风险指标对银行成本效率影响较为显著.
Considering the characteristics of banks with multiple outputs,the cost-benefit method(SCFA)is used to measure the cost efficiency of 33 sample banks in China from 2007 to 2015,and to identify the factors affecting cost efficiency.The results show that the capital price,net loan and the introduced time variable have a significant impact on the bank s cost efficiency.The exogenous environmental variables,bank size,loan growth rate and credit risk index have significant effects on bank cost efficiency.
作者
孙永春
SUN Yong-chun(Guangzhou NanYang Polytechnic,Guangzhou 510925,China)
出处
《广州大学学报（自然科学版）》
CAS
2018年第6期95-99,共5页
Journal of Guangzhou University:Natural Science Edition
关键词
全国性商业银行
区域性商业银行
随机成本边界法
成本效率
national commercial banks
regional commercial banks
stochastic cost boundary method
cost efficiency
