3Reinhart, Kirkegaard, Sbrancia, "Financial Repression Redux", IMF Finance and Development, vol. 45, No. 2, June 2011. pp. 22-26.
4Chester S. Spatt., " Regulatory Competition, Integration and Capital Markets ", available at: www. sec. gov/news/speech/ spch102306cc, htm,. October 23, 2006,2014-01-01.
5See Eunkyoung Lee, Byungtae Lee," Herding Behavior in Online P2P Lending: An Empirical Investigation", Electronic Commerce Research and Applications, vol. 11, 2012. pp. 495-503.
6张娜《P2P在线借贷研究述评》,《经营管理者》2012年第8期.
7Andrew Verstein, "The Misregulation Of person-to-person Lending", U. C. Davis Law Review, December, 2011.
8Berger S and Gleisner F., "Emergence of Financial Intermediaries on Electronic Markets : The Case of Online P2P Lending", Business Research, vol. 2, No. 1,2009. pp. 39-.65.
9Paul Slattery, "Square Pegs in a Round Hole:SEC Regulation of Online Peer-to-Peer Leading and the CFPB Alternative", Yale Journal on Regulation, vol. 30, No. 1, 2013. pp. 233-275.
10Renton, Peter, "Peer-to-Peer Lending Crosses $1 Billion in Loans Issued", available at : http ://techcruneh. corn/2012/05/29/ peer-to-peer-lending-crosses-1 -billion-in-loans-issued/, May 29, 2012,2014-01 -01.
