摘要
利用金融服务的可接触性和使用性2个角度共计8个指标,构建金融包容性指数(IFI)度量我国大陆地区各省市普惠金融发展水平.研究结果表明,我国普惠金融发展整体水平偏低,较发达地区主要集中于东部沿海地区,自东向西呈递减的趋势.同时采用莫兰指数证实出我国大陆地区普惠金融发展水平存在强烈的空间相关性.根据我国普惠金融发展水平及时空分布分析结果,为我国普惠金融的发展提出合理性的建议.
Uses eight indicators from accessibility and usability of financial services to construct financial inclusion index to measure the development level of inclusive finance in China's Mainland.The study result shows that the development level of inclusive finance is generally low,and the more developed regions are mainly concentrated in the eastern coastal areas,declines from east to west. The Moran index confirms that there is a strong spatial correlation in inclusive finance development. Gave the reasonable suggestions to improve the development level of inclusive finance based on analysis result of the development level and time-space distribution of inclusive finance.
作者
沈韵兰
欧鲲
朱家明
SHEN Yun-lan;OU-Kun;ZHU Jia-ming(School of Finance,Anhui University of Finance and Economics,Bengbu 233030,China;School of Statistics and Applied Mathematics,Anhui University of Finance and Economics,Bengbu 233030,China)
出处
《高师理科学刊》
2019年第5期10-15,共6页
Journal of Science of Teachers＇College and University
基金
国家自然科学基金项目(11601001)
安徽财经大学教研项目(acxkjsjy201803zd,acjyyb2018006)
关键词
普惠金融
IFI指数
时空分布
莫兰指数
inclusive finance
IFI index
space-time distribution
Moran′s I
