摘要
2015年英国率先推出“监管沙盒”机制,旨在提高金融创新的积极性和监管的前瞻性。随后“监管沙盒”机制逐渐被各国广泛采纳。近几年,我国金融监管体制改革已取得阶段性突破,引入“监管沙盒”的时机和条件已成熟。2017年起,我国已陆续推出赣州、深圳、杭州等沙盒试点,本文旨在通过分析各试点现状,归纳总结存在的问题,从国外成熟的模式经验中为我国“监管沙盒”机制提供相关建议。
In 2015,the UK took the lead in launching a“regulatory sandbox”mechanism aimed at increasing the enthusiasm of financial innovation and the forward-looking nature of regulation.Subsequently,the“regulatory sandbox”mechanism was gradually adopted in the globe.Recently,China's financial regulatory system reform has achieved a staged breakthrough,and the timing and conditions for introducing the“Regulatory Sandbox”have matured.Since 2017,China has successively launched sandbox pilots in Zhangzhou,Shenzhen and Hangzhou.The purpose of this paper is to summarize the existing status of the pilots and problems,then provides relevant suggestions for China's“Regulatory Sandbox”from the mature model experience abroad.
出处
《吉林金融研究》
2019年第5期63-66,共4页
Journal of Jilin Financial Research
关键词
金融科技
监管沙盒
金融试点
现状分析
建议
Fintech
Regulatory Sandbox
Practice Pilot
Situation Analysis
suggestions
