摘要
风险预警模型以"天罗地网"系统为依托,以抓取非法集资关键特征为宗旨,从共性特征指标体系以及互联网金融、电子商务、房地产、农业等4个行业分别建立子系统,从而构建一套较为完整的非法集资风险预警指标体系。利用AHP层次分析法,对各项指标的权值进行估算与赋值,得到"账户异动"与"收益率偏离"为权值最高的两项指标。最后对该预警体系的实际应用情况作简单的介绍。
The risk early warning model was based on the "Tian-Luo-Di-Wang" system, so as to build a risk early warning index system with more diversified and more sufficient data sources. The purpose of this model was to grasp the key characteristics of illegal fund-raising, and try to build a relatively complete early warning index system of illegal fund-raising risk from two aspects: common characteristics and personality characteristics, and from the common characteristics index system and four industries such as internet finance, e-commerce, real estate and agriculture. Finally, the practical application of the early warning system was briefly introduced.
作者
张云华
严晓东
ZHANG Yun-hua;YAN XIAO-dong(Ningbo University,Ningbo,Zhejiang 315211)
出处
《浙江万里学院学报》
2019年第4期1-6,共6页
Journal of Zhejiang Wanli University
基金
2017年宁波市类金融机构风险评估体系及预警模型研究（HK2017000127）
关键词
浙江省
非法集资
风险预警
指标体系
Zhejiang province
illegal fund-raising
risk early warning
index system
