摘要
深度贫困地区是当前脱贫攻坚的坚中之坚、难中之难。金融精准扶贫作为重要的支持力量,其脱贫增收效应如何,还缺乏细致的调查研究。以重庆市18个深度贫困乡镇为典型样本,从直接效应、间接效应和风险溢出三个维度综合分析与对比不同金融精准扶贫模式的效应。研究发现,三种金融精准扶贫模式均具有一定的脱贫增收效应,但也存在明显差异。深度贫困地区应针对不同贫困户选择不同的金融精准扶贫模式,适当调整金融精准扶贫监管政策,实施差异化的金融精准扶贫考核,发挥不同类型银行业金融机构的比较优势。
The deep poverty area is the hardest, the most difficult, among the difficult areas to win the battle ofpoverty alleviation at present. There is no detailed investigation and research on the effect of poverty alleviationand income increase as far as targeted financial poverty alleviation which is an important supporting force isconcerned. The effects of different financial targeted poverty alleviation models were comprehensively analyzedand compared from three dimensions, namely direct effect, indirect effect and risk spillover, with 18 villages andtowns in Chongqing as typical samples. The study found that the three targeted financial poverty alleviationmodels all have a certain effect on poverty alleviation and income increase, and however, there are alsosignificant differences. In areas with deep poverty, different targeted financial poverty alleviation models shouldbe selected for different poor households, regulatory policies on targeted financial poverty alleviation should beappropriately adjusted, differentiated targeted financial poverty alleviation assessment should be implemented,and comparative advantages of different types of banking financial institutions should be brought into play.
作者
田荣梅
Tian Rongmei(Chongqing City Vocational College,Chongqing 402160,China)
出处
《征信》
北大核心
2019年第11期77-82,共6页
Credit Reference
基金
重庆市人文社会科学重点基地项目（2019ZZB-014)
关键词
金融精准扶贫
扶贫模式
脱贫增收效应
深度贫困地区
targeted financial poverty alleviation
poverty alleviation model
effect of poverty alleviation andincome increase
deep poverty area
