摘要
互联网金融市场的不断扩大,不仅为金融市场发展带来新的动力源,也增加了互联网金融信用风险的发生频次。通过对我国互联网金融信用风险微、宏观成因的分析,结合大数据助力互联网金融信用风险防范的优势,从大数据平台建立、内部管理体系完善和法律与监管体系的健全3个方面提出了大数据时代下互联网金融信用风险防范对策。
The continuous market expansion of Internet finance brings new power sources for the development of financial market,but it also accelerates the occurrence of Internet financial credit risks.By analyzing the micro and macro causes of China s Internet financial credit risk and combining the advantages of big data which can help prevent Internet financial credit risks,we propose preventative measures in three aspects:the establishment of a big data platform,the improvement of internal management systems,and the improvement of the supervision and legal systems.
作者
任爱华
王瑞
Ren Aihua;Wang Rui(School of Insurance and Public Finance,Hebei Finance University,Baoding,Hebei 071051;Graduate School,Hebei Finance University,Baoding,Hebei 071051)
出处
《嘉兴学院学报》
2020年第3期88-95,共8页
Journal of Jiaxing University
基金
河北省高校智慧金融应用技术研发中心课题(XGZJ2020006)。
