摘要
从校园贷视角考察大学生金融素养具有一定的理论和现实意义。首先结合样本数据和指标对大学生金融素养现状进行分析,分析发现:大学生金融素养普遍不高。为了进一步确认大学生金融素养的影响因素,通过分析得出:学生年龄、性别、父母教育水平、自己知识储备等对大学生金融素养具有影响。
The investigation of college students'financial literacy from the perspective of campus loan has certain theoretical and practical significance.Firstly,combining sample data and indicators,this paper analyzes the status quo of college students’financial literacy which is proved to be respectively lower in general according to the analysis.Analysis on the furtherly identified influence factors of college students'financial literacy show that students’age,gender and knowledge reserve as well as the educational level of parents have an impact on their financial literacy.
作者
张继军
ZHANG Ji-jun(Department of Economics and Trade,Fuyang Vocational and Technical College,Fuyang 236031,Anhui)
出处
《集宁师范学院学报》
2020年第3期26-30,共5页
Journal of Jining Normal University
基金
阜阳职业技术学院校级课题“大学生校园贷款风险形成原因及对策研究——以阜阳职业技术学院为例”(2018KYXM10)
安徽省教育厅人文社会科学(重点)研究项目“高新技术企业自主创新与金融支持研究---以阜阳经济开发区为例”(SK2018A0795)。
关键词
校园贷
金融素养
大学生
Campus loan
financial literacy
college students
