摘要
手机支付平台普及的同时也带来了一系列问题,不法分子非法获取他人手机后,通过手机支付平台非法处分信用卡内财产的案件屡见不鲜。针对此类案件的处理,提出如下观点:第一,信用卡诈骗罪中的信用卡应当包括借记卡;第二,直接操作手机支付平台非法处分信用卡内财产的行为应当定性为信用卡诈骗;第三,通过手机支付平台与外部设备交互非法处分信用卡内财产的行为,无论是与人交互还是与机器交互都应当定性为信用卡诈骗;第四,信用卡诈骗罪与诈骗罪是特殊法条和普通法条的关系,构成法条竞合,当案件未达到刑事标准时,公安机关应当适用《关于惩治破坏金融秩序犯罪的决定》。
The popularity of mobile payment platform brings about a series of problems.Cases of illegal disposal of credit card property via mobile payment platform are common occurrences after criminals’illegal possession of others’mobile phones.To deal with such cases,the following points are suggested:1.the credit card in credit card fraud should include debit card;2.the behavior of directly operating the mobile payment platform to illegally dispose the property in the credit card should be defined as credit card fraud;3.the behavior of illegally disposing the property in the credit card via the interaction with the mobile payment platform or via the external equipment,whether she or he interacts with people or with machines,should be defined as credit card fraud;4.the credit card fraud and the fraud are the relationship between special articles and common articles,which constitute the concurrence of articles.When the case does not meet the standards of Criminal Law,the police organs shall apply"the Decision on Punishing the Crime of Disrupting the Financial Order".
作者
任晓晨
徐晨刚
Ren Xiaochen;Xu Chengang(Legal Affairs Office of Shanghai Public Security Bureau,Shanghai 200042,China;Songjiang Branch of Shanghai Municipal Public Security Bureau,Shanghai 201600,China)
出处
《上海公安学院学报》
2020年第4期77-84,共8页
Journal of Shanghai Police College
