摘要
选取存款吸收能力、贷款发放能力、金融机构规模和社会融资规模4个一级指标和11个二级指标,对近10年我国金融发展水平进行测算,结果显示金融发展水平的综合得分由小变大,说明我国金融发展水平正在逐年提高。格兰杰因果关系检验显示当滞后1期时,金融发展水平是城镇化率的格兰杰原因,呈单项因果关系,金融发展促进城镇化率的二次项回归分析结果拟合优度最高。为提升金融发展水平,促进新型城镇化进程,应以创新金融驱动方式推进新型城镇化,以城乡金融协调发展促进新型城镇化,运用“以人为本”的金融理念推动新型城镇化,创立多层次融资体系服务新型城镇化。
This paper selects four first-class indexes of deposit absorption capacity,loan granting capacity,financial institution scale and social financing scale,and 11 second-class indexes to measure the financial development level of China in the past 10 years.The results show that the comprehensive score of financial development level changes from small to large,indicating an improvement in China’s financial development level throughout the years.Granger causality test shows that the financial development level Granger causes urbanization rate atlag 1,which is a Granger causalityin one direction.And thequadratic regression analysisreconfirms the result,with a best-fit result.Some suggestions are then put forward to improve the level of financial development and promote the process of new urbanization,including innovating financial-drive method,promoting urban-rural financial coordinated development,applying the“human-oriented”financial concept,and establishing multi-level financing system.
作者
朱芬华
ZHU Fen-hua(Department of Economy and Trade,Anhui Business College,Wuhu 241002,China)
基金
安徽省高校人文社科研究重点项目(SK2017A0662)
安徽商贸职业技术学院科研项目(2019ZDF13)。
关键词
金融
促进
新型城镇化
实证研究
finance
promotion
new urbanization
empirical study
