摘要
金融扶贫政策是提高农村居民生活质量的重要举措,也是乡村振兴战略对农村金融创新提出的重要任务之一。本文使用2015-2019年291个开展农村金融改革的试点县(市、区)面板数据,利用主成分分析法(PCA)构建农村居民综合生活质量评价指数,进而分析农村金融创新对农村居民生活质量的影响。研究表明:(1)非收入性生活质量的量化评价有助于改善农村金融创新政策的效果;(2)创新型农村金融资产对贫困居民的综合生活质量的正向影响低于其对非贫困居民的影响。然而,农村女性贫困居民的综合生活质量优于农村男性贫困居民;(3)居民年龄、诚信度、相对收入差距、人身财产安全性等是影响农村金融创新和农村居民综合生活质量关系的重要因素。
Financial poverty alleviation policy is an important measure to improve the quality of life of rural residents,and it is also one of the important tasks proposed by the rural revitalization strategy for rural financial innovation.This paper uses panel data from 291 counties(cities,districts)that have carried out rural financial reforms from 2015 to 2019,and uses principal component analysis(PCA)to construct a comprehensive quality of life evaluation index for rural residents,and then analyzes the impact of rural financial innovation on the quality of life of rural residents Impact.Research shows:(1)The quantitative evaluation of non-income quality of life helps to improve the effect of rural financial innovation policies;(2)The positive impact of innovative rural financial assets on the comprehensive quality of life of poor residents is lower than that of non-poverty The influence of residents.However,the overall quality of life of poor rural female residents is better than that of poor rural male residents;(3)Residents’age,integrity,relative income gap,and personal and property security are important factors affecting the relationship between rural financial innovation and rural residents’comprehensive quality of life.
出处
《价格理论与实践》
北大核心
2020年第2期83-86,174,共5页
Price:Theory & Practice
基金
吉林省教育厅“十三五”社会科学研究规划项目《乡村振兴战略背景下吉林农村金融供给侧结构性改革优化路径研究》(JJKH20200430SK)。
关键词
创新型农村金融资产
居民生活质量
综合生活质量评价指数
金融扶贫
innovative rural financial assets
residents'quality of life
comprehensive life quality evaluation index
financial poverty alleviation
