摘要
河北省民营企业在河北省经济发展中占有重要地位,但民营企业融资难和融资贵的问题一直是制约其更快更好发展的瓶颈。随着互联网金融时代的到来,网络成为企业融资的一个新平台。对河北省247家民营企业进行调研走访,发现其利用互联网进行融资的金额较小、比重较低且方式多样,体验感较差。政府应进一步加快出台相关法律,互联网金融行业也应充分发挥互联网的优势,更好地为企业服务。此外,要加快利率市场化,以降低企业的融资成本。
Private enterprises occupy an important position in the economic development of Hebei Province.However,the difficult and expensive financing hinders the development of private enterprises.With the advent of the Internet finance era,the Internet has become a new platform for corporate financing.The survey in 247 private enterprises in Hebei Province reveals that the amount and proportion of the Internet financing are small but diversified.It is suggested that the government introduce relevant laws and the Internet finance industry give full play to the advantages of the Internet to better serve enterprises.In addition,the marketization of interest rates is expected to be sped up to reduce the financing costs of enterprises.
作者
梁秀娟
王馨伟
武潇
于虹
韩江雪
张浩然
LIANG Xiu-juan;WANG Xin-wei;WU Xiao;YU Hong;HAN Jiang-xue;ZHANG Hao-ran(School of Economics and Management Science,Hebei North University,Zhangjiakou,Hebei 075000,China)
出处
《河北北方学院学报（社会科学版）》
2020年第5期42-46,共5页
Journal of Hebei North University：Social Science Edition
基金
河北省财政厅科研课题
河北省社会科学发展研究课题(20200303109)。
关键词
河北省
民营企业
互联网融资
Hebei Province
private enterprise
the Internet financing
