摘要
住房公积金制度作为中国社会保障体系的一部分,在解决居民住房问题方面发挥着重要的作用。本文分析了住房公积金缴存影响农民工购房的内在机理,然后使用2016年全国流动人口动态监测调查数据进行了相关的实证研究。基于Probit模型的估计结果显示:住房公积金缴存显著提高了农民工购房的可能性,其边际效应大约为5.73%;在使用倾向得分匹配法和工具变量法对住房公积金缴存的内生性进行控制以后,上述结论不仅稳健并且边际效应有所提高。拓展性分析进一步发现:住房公积金缴存的购房效应在新生代农民工以及在省会和副省级城市就业的农民工中最为明显。此外,住房公积金显著促进了中等收入组农民工的购房行为,但对最低和最高收入组农民工购房的支持作用却并不显著,即存在着"两端补贴中间"的制度特征。
As a part of China’s social security system,the housing provident fund(HPF)plays an important role in solving housing problems.This paper analyzes the internal mechanism of how housing provident funds influence migrant workers’house purchase,and then uses the dynamic monitoring survey data of the floating population in 2016 to conduct relevant empirical research.Based on the probit model,it is shown that migrant workers’participation in the HPF system has a significant positive impact on the purchase of housing,with a marginal effect of approximately 5.73%.After using the propensity score matching method and instrumental variable method to control the endogeneity,the conclusion above not only remains robust but the marginal effect also increases.The sub-sample results point out that the effect of HPF on house purchase is most pronounced among new generations of migrant workers,and those who are employed in provincial capitals and sub-provincial cities.Besides,the HPF does promote the house purchase of middle-income migrant workers,but it does not significantly support the lowest and highest income groups in buying houses.That means a system characteristic of"Both ends subsidize the middle"exists.Finally,the paper discusses the relevant policy implications.
作者
蒋佳琪
谢勇
JIANG Jiaqi;XIE Yong
出处
《农业技术经济》
CSSCI
北大核心
2021年第1期77-92,共16页
Journal of Agrotechnical Economics
基金
国家自然科学基金项目“新型城镇化、农民工市民化与农村土地政策差别化设计:一个异质性假设和社会安全支持视角”(编号:71573131)
国家自然科学基金与荷兰研究理事会合作项目“中荷两国移民群体城市住房问题研究”(编号:7191101210)。
关键词
住房公积金
农民工
购房
内生性
Housing provident fund
Migrant workers
House purchase
Endogeneity
