摘要
农产品供应链金融,在一定程度上缓解了农户的融资困难。在服务过程中,主要包括质押物风险、第三方物流企业管理风险、操作风险和评估风险。文章以农产品供应链金融的风险因素为研究对象,运用层次分析法找出其中的关键风险点,目的是对拟开展的融资业务进行信用风险测算并从源头对其进行控制,为金融机构开展农产品供应链金融业务的风险管理提供理论支持和决策依据。
Agricultural product supply chain finance has a certain extent to solve the farmers financing difficulties.In the process of operation,including the risk of pledge,the management risk of the third-party logistics enterprise,the operation risk and the evaluation risk.The paper analyzes the risk factors of agricultural product supply chain finance,and applies AHP to find out the key risk points.The purpose is to measure the credit risk of the proposed financing business and control it from the source,which provides theoretical support and decision making for financial institutions to carry out the risk management of agricultural product supply chain finance business.
作者
王润东
WANG Rundong(Guangzhou Huali Science and Technology Vocational College,Guangzhou 511523,China)
出处
《物流科技》
2021年第6期114-117,122,共5页
Logistics Sci-Tech
基金
中国物流学会、中国物流与采购联合会研究项目(2020CSCLKT3-169)。