摘要
利用2017年中国综合社会调查数据,引入新人力资本理论中"非认知能力"对家庭风险金融市场参与的影响因素进行研究。研究发现,认知与非认知能力对不同收入家庭影响存在异质性。开放性和严谨性人格特征的下降与缺乏制约已婚家庭参与风险金融市场,这在一定程度上解释了"有限参与"之谜。
Analyzing Factors lead to limited household risky asset holdings from non‐cognitive skill perspectives with 2017 Chinese General Social Survey data.Results from models demonstrate that cognitive and non‐cognitive skills have different effects varying in different household income.Conscientiousness and openness personality play the most important role in married person’s household portfolio decision,which account for the puzzle to some degree.
作者
李洁
杨凌峰
LI Jie;YANG Ling‐feng(Faculty of Management and Economics,Kunming University of Science and Technology,Kunming 650093,China)
出处
《科技和产业》
2021年第7期48-53,共6页
Science Technology and Industry
关键词
金融市场参与
家庭金融
非认知能力
risky asset market participation
household portfolios
non‐cognitive skill
