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《民法典》抵押权追及效力及其抗辩事由探析

An Analysis of the Tracing Effect and the Defense of Mortgage Rights in“Civil Code”
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摘要 《民法典》第四百零六条第一款明确规定,抵押财产可以转让,同时明确了抵押权的追及效力。然而,在《民法典》中,对“双重善意规则”、第四百零三条第2分句、动产浮动抵押中的“休眠期制度”以及第四百零四条形成对第四百零六条第一款第3句的抗辩事由,可简化为第四百零三条第2分句和第四百零四条。同时,第四百零三条第2分句和第四百零四条有各自适用范围:针对未登记的动产抵押,无权处分时适用第四百零三条第2分句,而有权处分时适用第四百零四条;针对已登记的动产抵押,动产抵押登记对特定财产产生公示力时,适用四百零三条第2分句的反面推理,而动产抵押登记不对特定财产产生公示力时,适用第四百零四条。最后,更为细致的适用情形还需参照相关司法解释。 The first paragraph of Article 406 of the“Civil Code”clearly stipulates that the mortgaged property can be transferred,and at the same time clarifies the tracing effect of the mortgage right.However,in the“Civil Code”,“the double good faith rule”in the second clause of Article 403,the“rest period system”in the floating mortgage of movable property,and Article 404 form a defense against the third sentence of Article 406,paragraph 1.Taking a closer look,the defenses of the effect of recourse can be simplified to the second clause of Article 403 and Article 404.At the same time,the second clause of Article 403 and Article 404 have their respective scopes of application:for unregistered movable property mortgages,the second clause of Article 403 shall be applied when there is no right to dispose,and Article 404 shall be applied when the right to dispose;For registered chattel mortgages,when chattel mortgage registration produces publicity for specific properties,the negative reasoning of the second clause of Article 403 applies,and if chattel mortgage registration does not produce publicity for specific properties,Article 404 applies.Finally,more detailed application situations need to refer to relevant judicial interpretations.
作者 陈星兆 CHEN Xingzhao(School of Law, Zhongnan University of Economics and Law, Wuhan Hubei 430073, China)
出处 《成都理工大学学报(社会科学版)》 2021年第4期7-15,共9页 Journal of Chengdu University of Technology:Social Sciences
关键词 《民法典》 抵押权 追及效力 抗辩 抵押权消灭 “Civil Code” mortgage rights the Tracing Effect the defense extinguishment of mortgage
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