摘要
近年来,随着金融科技的发展,供应链金融逐渐成为解决中小企业融资问题的关键途径,供应链金融风险及其防范也成为亟需关注的问题。论文梳理了应收账款、存货质押和预付款三种供应链金融融资模式的风险,提出了金融科技防范供应链金融风险的解决方案,并对金融科技防范供应链金融风险的难点问题提出了思考与建议。
In recent years,with the development of Fintech,supply chain finance has gradually become the key way to solve the financing problem of small and medium-sized enterprises,the risk of supply chain financial and its prevention has also become an important issue.This paper combs the risks of three supply chain finance modes:accounts receivable,inventory pledge and prepayment,puts forward the solutions of Fintech to prevent the risks of supply chain finance,and puts forward some considerations and suggestions on the difficult problems of Fintech to prevent the risks of supply chain finance.
作者
丘永萍
章荩今
QIU Yong-ping;ZHANG Jin-jin
出处
《农村金融研究》
2021年第8期75-80,共6页
Rural Finance Research
关键词
金融科技
供应链金融
风险化解
降本增效
Fintech
Supply Chain Finance
Risk Mitigation
Cost Decreasing and Benefit Increasing
