摘要
利用OLS回归方法和倾向得分匹配方法对2020年发布的中国社会综合调查(CGSS)数据进行分析,研究发现:(1)城乡居民养老保险对老年人确实有增收效应,增收幅度在15%-22%之间,证明城乡居民养老保险对缓解当今中国的养老压力有一定的作用。(2)老年人的受教育程度、健康状况、婚姻状况、户口状况是影响老年人是否参加城乡居民养老保险的显著因素,政府应着重从以上四个方面采取具体措施,来扩大城乡居民养老保险的覆盖率。
Using OLS regression method and tendency score matching method to analyze some data of China Social Comprehensive Survey(CGSS)in 2020,the study finds that:(1)Participating in the endowment insurance for urban and rural residents does have an income increase effect on the income of the elderly,which ranges from 15%to 22%,which proves that the endowment insurance for urban and rural residents plays a certain role in relieving the pressure of old-age care in China today.(2)The education level,health status,marital status and household registration status of the elderly have a significant impact on whether the elderly participate in the old-age insurance for urban and rural residents,and the government should take concrete measures from the above four aspects to expand the coverage of old-age insurance for urban and rural residents.
出处
《保险职业学院学报》
2021年第5期65-71,共7页
Journal of Insurance Professional College
基金
湖南省社科基金项目“我国长期护理保险制度跨度融合路径研究”(18YBA454)
湖南省教育厅科学研究项目“城乡居民基本养老保险制度优化研究”(17B286)。
关键词
城乡居民养老保险
增收效应
倾向得分匹配方法
endowment insurance for urban and rural residents
income increase effect
tendency score matching method
