摘要
随着信息技术的不断发展,信息富有者和信息贫穷者之间逐渐形成数字鸿沟,并导致了新的贫富差距。运用中国家庭金融调查(CHFS)数据,采用OLS、2SLS模型实证研究数字鸿沟对家庭财富差距的影响,并在考虑个体异质性的基础上,通过分位数回归探索数字鸿沟对家庭财富影响的结构性特点,最后实证检验数字鸿沟影响家庭财富差距的作用机制。结果表明,一级数字鸿沟可以通过提高家庭的金融投资和创业水平来扩大家庭财富差距,二级数字鸿沟还可以通过提高家庭融资水平来扩大家庭财富差距。随着网络接入水平和使用技能的提高,由数字鸿沟造成的家庭财富差距会逐渐缩小。研究结论对减小家庭财富差距、改善分配结构具有重要的现实意义。
With the development of information technology,a digital divide between the information-rich and the information-poor is formed,which leads to new wealth gap.This paper adopts OLS and 2 SLS models to empirically study the impact of digital divide on household wealth gap by using DHFS data.By taking individual heterogeneity into consideration,the article explores the structural characteristics of the impact of digital divide on household wealth through quantile regression.Finally,the article empirically examines the mechanism of the impact of digital divide on household wealth gap.The results show that the first-level digital divide can expand the household wealth gap by promoting the level of financial investment and entrepreneurship,and the second-level digital divide can also expand the household wealth gap by improving the level of household financing.With the improvement of network access and using skills,the household wealth gap caused by digital divide will be gradually narrowed.The article has great significance for reducing household wealth gap and improving wealth distribution.
作者
粟勤
韩庆媛
SU Qin;HAN Qing-yuan(Research Center for Small and Medium-sized Financial Institution Development,Beijing 100029,China;School of Finance,University of International Business and Economics,Beijing 100029,China)
出处
《云南财经大学学报》
CSSCI
北大核心
2021年第9期80-96,共17页
Journal of Yunnan University of Finance and Economics
关键词
数字鸿沟
家庭财富
财富差距
Digital Divide
Household Wealth
Wealth Gap
