摘要
本文利用2011—2018年我国30个省级行政区的面板数据,通过动态SDM和中介效应模型考察了数字普惠金融对经济高质量发展的影响。研究结果表明:(1)经济高质量发展在空间上表现出了较强的正相关性特征,在时间上表现出了明显的路径依赖特征;(2)数字普惠金融不仅直接推动了经济高质量发展,还可以通过提高创新能力、扩大技术溢出和促进产业升级的中介效应推动经济高质量发展;(3)数字普惠金融的覆盖广度对经济高质量发展的促进作用最为显著,使用深度次之,数字化程度最小;(4)数字普惠金融对西部地区经济高质量发展的促进作用最为显著,中部地区次之,东部地区最小。
Based on the panel data of 30 provinces in China from 2011 to 2018,this paper examines the impact of digital inclusive finance on high-quality economic development through dynamic SDM and mediating effect model.The results show that:(1)the high-quality economic development shows a strong positive correlation in space and a signif-icant path dependence in time;(2)digital inclusive finance not only directly promotes high-quality economic develop-ment,but also promotes high-quality economic development by the mediation effect of improving innovation ability,expanding technology spillover and promoting of industrial upgrading;(3)the breadth of coverage has the most sig-nificant effect on promoting high-quality economic development,followed by the depth of use,and the degree of digi-tization is the least;(4)digital inclusive finance plays the most significant role in promoting high-quality economic de-velopment in the western regions,followed by the central region and the eastern ones.
作者
常建新
范立春
高莉
Chang Jianxin;Fan Lichun;Gao Li(School of Economics and Management,Shaanxi University of Science and Technology,Xi'an 710021,Shaanxi,China)
出处
《金融发展研究》
北大核心
2021年第12期69-76,共8页
Journal Of Financial Development Research
基金
陕西省社会科学基金项目“数字经济驱动陕西经济高质量发展的机制研究”(2020D016)。
关键词
数字普惠金融
经济高质量发展
动态SDM
中介效应
digital inclusive finance
high-quality economic development
dynamic SDM
mediating effect
