摘要
在人口快速老龄化背景下,养老成为全社会共同面对的挑战。大力发展老龄金融,构建多层次平衡的养老保障体系是应对老龄化社会之重器。本文分析了老龄金融在养老保障体系中应有的作用,针对现阶段我国老龄金融发展不足及其对养老保障支持不够的现状,提出通过完善老龄金融消费者权益保护机制、加快老龄金融创新、优化老龄金融服务以及充分发挥高校作用来推动老龄金融发展的对策建议。
In the context of rapid population aging,old-age security has become a common challenge for the whole society.Vigorously developing aging finance and building a multi-level and balanced old-age security system are the key to deal with the aging society.This paper analyzes the proper role of aging finance in the old-age security system.Then in view of the current situation of insufficient development of aging finance and insufficient support for old-age security in China,this paper puts forward some countermeasures and suggestions to improve the protection mechanism of consumer rights and interests of aging finance,accelerate the innovation of aging finance,improve the aging financial services and give full play to the role of higher education institution to promote the development of aging finance.
出处
《高等教育评论》
2021年第2期111-119,共9页
Higher Education Review
基金
国家自然科学基金面上项目“社保缴费负担对中小企业发展的影响、机制及政策优化:基于征收机构改革的视角”(72074224)研究成果。
关键词
人口老龄化
老龄金融
养老保障
高校作用
Population Aging
Aging Finance
Old-age Security
Role of Higher Education Institution
