摘要
随着我国“双碳”目标的确立和推进,绿色发展已成为当今社会发展的主旋律。近年来我国积极构建绿色金融服务体系为绿色发展提供支持,而数字人民币作为绿色金融的重要组成部分,在我国零售消费领域正在进行大量普惠低碳的具体实践,这必然成为推动全社会绿色低碳消费行为的重要助力。基于此,本文首先对数字人民币进行简单概述,而后通过介绍数字人民币当前的应用现状,进一步探讨数字人民币未来发展可能面临的挑战,并提出发展建议。
With the establishment and advancement of China’s "dual carbon" goal, green development has become the main theme of today’s social development. In recent years, our country’s active construction of a green financial service system is to provide support for green development. As an important part of green finance, digital RMB is undergoing a large number of inclusive and low-carbon specific practices in the field of retail consumption in my country, which will inevitably become an important boost for promoting green and low-carbon consumption behavior in the whole society. Based on this, this article first gives a brief overview of the digital RMB, and then by introducing the current application status of the digital RMB, it further discusses the challenges that the digital RMB may face in the future development, and puts forward development suggestions.
作者
黄洁
HUANG Jie(Xiamen University Tan Kah Kee College,Zhangzhou Fujian 363105)
出处
《西部金融》
2022年第1期90-93,F0003,共5页
West China Finance
关键词
数字人民币
绿色金融
低碳消费
普惠金融
Digital RMB
Green Finance
Low-Carbon Consumption Scenarios
Inclusive Finance
