摘要
数字化转型背景下,供应链融资中的核心企业构造出“智能化、网络化、场景化”的金融生态平台,是现代化供应链发展的重要一环,为中小企业走出融资困境提供助力。但是,面对复杂多变的金融经济新格局,其发展过程中仍然面临着难点和挑战,对供应链上的核心企业提出了更高的要求。因此从大数据角度出发,以行业先行者苏宁易购的供应链金融作为案例研究对象,针对其特有的供应链融资模式进行分析,探究其面临的风险,并根据市场状况明确提出发展创新战略、构建风险识别机制等对策,为其他核心企业供应链融资模式的稳步发展提供参考依据,以数字化发展推动经济高质量转型。
Under the background of digital transformation,the core enterprises in supply chain financing construct the financial ecological platform of“intelligent,networked and scene”,which is an important part of the development of modern supply chain and provides help for small and medium-sized enterprises to get out of the financing difficulties.However,in the face of the complex and changing new pattern of financial economy,it is still faced with difficulties and challenges in the process of development,and put forward higher requirements for the core enterprises in the supply chain.From the perspective of big data,this paper takes the supply chain finance of industry pioneer SUNING as the case study object,analyzes its unique supply chain financing model,explores the risks it faces,and clearly puts forward the strategy of developing innovation and constructing risk identification mechanism according to the market conditions of our country,so as to provide reference for the steady development of supply chain financing mode of other core enterprises,stimulate the vitality of small and medium-sized enterprises,enhance the competitiveness of supply chain economy,and promote the high-quality transformation of economy by digital development.
作者
郭一佳
朱兆珍
高天惠
GUO Yijia;ZHU Zhaozhen;GAO Tianhui(School of Accounting,Anhui University of Finance and Economics,Bengbu,Anhui 233030,China;Library,Anhui University of Finance and Economics,Bengbu,Anhui 233030,China)
出处
《西昌学院学报（社会科学版）》
2022年第2期66-71,共6页
Journal of Xichang University：Social Science Edition
基金
2019年度安徽省高校自然科学研究课题(KJ2019A0661)
安徽财经大学研究生科研创新基金(ACYC2020386)。
关键词
数字经济
供应链融资
苏宁金融
Digital Economy
supply chain financing
FinanceSN
