摘要
基于2020年中国土地调查(CLES)农户问卷数据,实证分析信贷支持对农户农业创业的影响及机制。研究发现:获取信贷支持会显著提升农户从事农业创业的概率,且该结论在工具变量、替换变量和稀有事件模型等检验下依然稳健成立;相比老一代和低教育水平农户,信贷支持会更加显著地促进年轻代和中高教育水平农户从事农业创业。从影响机制看,信贷支持通过扩大经营面积、提高机械化水平和获取技术优势来促进农业创业。进一步讨论发现,银行信贷和民间信贷等不同信贷渠道均能有效促进农业创业,且信贷支持也能显著提升农业创业绩效。
Based on the China Land Survey(CLES)data,this paper focuses on how credit support affects farmers′decisions on agricultural entrepreneurship.The results show that access to credit support increase significantly the probability of farmers’agricultural entrepreneurship.Consistent conclusion was obtained after using instrumental variables to solve the endogenous problems and robustness tests of substitution variables and rare event model.Heterogeneity analysis shows that access to credit support significantly promotes the young farmers,as well as farmers of middle and higher education level,to engage in agricultural entrepreneurship.The mechanism analysis shows that access to credit support affects agricultural entrepreneurship mainly through changing business area,mechanization and technological advantage.Furthermore,both bank and private credit can effectively promote agricultural entrepreneurship,and credit support can also significantly boost agricultural entrepreneurship performance.
作者
刘聪
钱龙
LIU Cong;QIAN Long(Institute of Food and Strategic Reserves,Nanjing University of Finance and Economics,Nanjing 210003,China)
出处
《华南农业大学学报（社会科学版）》
CSSCI
北大核心
2022年第5期100-113,共14页
Journal of South China Agricultural University(Social Science Edition)
基金
国家哲学社会科学基金一般项目(18BJY045)。
关键词
信贷支持
农户创业
金融素养
信贷约束
credit support
farmers′agricultural entrepreneurship
financial literacy
credit constraint
