摘要
基于数字技术高速发展和中国反贫困的现实背景,将中国家庭追踪调查数据(CFPS)与北大数字普惠金融指数相结合,实证检验数字普惠金融对多维贫困的减缓作用。结果显示,数字普惠金融的发展能够显著缓解多维贫困,这种减缓作用在农村地区更为明显,且通过了稳健性检验。进一步分析显示,数字普惠金融能够通过提升居民的创业意愿来减缓居民的多维贫困状况。基于以上研究结论,提出如下政策建议:第一,脱贫攻坚需从多维角度识别贫困群体;第二,完善数字基础设施建设;第三,推动数字普惠金融进一步发展,发挥数字普惠金融对居民创业的支撑作用。
Under the background of the development of digital technology and based on the anti-poverty situation in China,this paper uses the matching data of China Family Panel Studies(CFPS)and China Digital Inclusive Financial Index,exploring the impact of digital inclusive finance on multidimensional poverty.The study shows that the development of digital inclusion has decreased the probability of multidimensional poverty,and this effect is more significant in rural areas.In addition,digital inclusive finance alleviates multidimensional poverty by enhancing residents’entrepreneurial willingness.Based on the above research conclusions,the following policy recommendations are put forward:first,poverty alleviation requires the identification of poor groups from a multidimensional perspective;second,improve the construction of digital infrastructure;third,promote the further development of digital inclusive finance and give full play to the supporting role of digital inclusive finance in residents'entrepreneurship.
作者
林佳敏
LIN Jia-min(School of Mathematics and Statistics,Fuzhou University,Fuzhou 350108,China)
出处
《山东青年政治学院学报》
2022年第6期83-92,共10页
Journal of Shandong Youth University of Political Science
基金
国家社会科学基金项目“企业社会责任视角下绿色供应链的产销协同研究”(18BGL106)。
关键词
多维贫困
数字普惠金融
创业决策
CFPS
multidimensional poverty
digital inclusive finance
entrepreneurship
CFPS
