摘要
本文基于2016年1月~2020年12月国家市场监督管理总局的工商注册信息数据,考察数字金融发展对城市创业活跃度的影响及其在不同类别城市间的差异,基于优势分析方法考察数字金融促进创业活跃度的相对重要性。本文首次从城市层面考察数字金融对创业的影响,从促进创业视角为“稳增长、保就业”和实现共同富裕这一目标提供了新的研究视角和经验证据。研究发现,数字金融发展显著促进了城市创业活跃度的提高,该结论在采用工具变量法进行估计后依然成立。异质性检验发现,数字金融发展并未缩小甚至拉大了主要城市与其他城市、发达地带与其他地带之间的创业活跃度差距。分位数结果显示,数字金融总体缩小了城市间差距,数字金融缩小主要城市、其他城市、发达地带、其他地带各类别城市内部差距,是缩小全部城市间差距的重要原因。优势分析结果发现,数字金融对城市创业活跃度的贡献率达到了将近20%,显著高于其余解释变量,说明相对传统金融、交通基础设施、财政支出和产业结构而言,发展数字金融是更加有效促进创业的驱动力。
Based on the industrial and commercial registration information data of the State Administration for Market Regulation from January 2016 to December 2020,this paper examines the impact of digital finance on urban entrepreneurial activity and its differences among different types of cities,and then investigates the relative importance of digital finance in promoting entrepreneurial activity based on the dominance analysis method.This paper examines the impact of digital finance on entrepreneurship from the city level for the first time,and provides a new research perspective and empirical evidence from the perspective of promoting entrepreneurship with the goal of“stabilizing growth,ensuring employment”and achieving common prosperity.The results show that digital finance significantly promoted the improvement of urban entrepreneurial activity,and this conclusion still holds after the estimation using the instrumental variable method.The heterogeneity test finds that digital finance has not narrowed or even widened the entrepreneurial activity gap between major cities and other cities,and the entrepreneurial activity gap between developed regions and other regions.The quantile results show that digital finance has narrowed the gap between cities as a whole,and digital finance has narrowed the gap between major cities,other cities,developed regions,and other regions within various types of cities,which is an important reason for narrowing the gap between all cities.The advantage analysis results found that the contribution rate of digital finance to the urban entrepreneurial activity reached nearly 20%,which was significantly higher than the other explanatory variables,indicating that compared with traditional finance,transportation infrastructure,fiscal expenditure and industrial structure,the development of digital finance is the driving force for more effective promotion of entrepreneurship.
作者
李彦龙
孟冰
Li Yanlong;Meng Bing(National School of Development,Peking University,Beijing 100871,China;Faculty of Applied Economics,University of Chinese Academy of Social Sciences,Beijing 102488,China)
出处
《工业技术经济》
北大核心
2022年第12期3-9,共7页
Journal of Industrial Technological Economics
基金
国家自然科学基金面上项目“数字金融支持实体经济高质量发展”(项目编号:72273005)
国家社会科学基金重大项目“数字普惠金融的创新、风险与监管”(项目编号:18ZDA091)。
关键词
数字金融
城市创业活跃度
分位数
优势分析
工具变量法
异质性分析
digital finance
urban entrepreneurial activity
quantile
dominance analysis
instrumental variable method
analysis of heterogeneity
