摘要
中小企业融资困难一直是我国的热点问题,但随着近几年数字金融的发展,中小企业在融资过程中又迎来了新的契机。本文基于对现状进行分析的基础上,探析了中小企业融资困难成因及数字金融的特点,重点阐述了数字金融对中小企业融资的影响,旨在为我国中小企业在新的机遇下健康成长提供合理的建议和帮助。
The financing difficulties of small and medium-sized enterprises have always been a hot issue in China,but with the development of digital finance in recent years,small and medium-sized enterprises have ushered in new opportunities in the financing process.Based on the analysis of the current situation,this paper analyzes the causes of financing difficulties of small and medium-sized enterprises and the characteristics of digital finance,and focuses on the impact of digital Finance on the financing of small and medium-sized enterprises,in order to provide reasonable suggestions and help for the healthy growth of small and medium-sized enterprises in China under new opportunities.
作者
刘雅情
何正全
Yaqing Liu;Zhengquan He(Nanjing University of Information Engineering,Nanjing,Jiangsu,210044)
关键词
数字金融
中小企业
融资
Digital Finance
Small and Medium Enterprises
Finance
