摘要
本文提出数字乡村建设影响农业保险发展的作用机制,并基于我国30个省(自治区、直辖市)2015~2021年面板数据,构建固定效应模型和中介效应模型进行了实证检验。结果发现:数字乡村建设通过提高农户知识水平以及农业现代化水平促进了农业保险发展;进一步分析显示,数字乡村建设对东部、中部、西部以及粮食主产区和非粮食主产区农业保险发展的影响存在区域异质性。
This paper proposes the mechanism of digital rural construction affecting the development of agricultural insurance,and based on the panel data of 30 provinces(autonomous regions,municipalities directly under the Central Government)in China from 2015 to 2021,constructs the fixed effect model and the intermediary effect model for empirical testing.The re sults show that the construction of digital village has promoted the development of agricultural insurance by improving the level of farmers'knowledge and agricultural modernization.Further analysis shows that the impact of the construction of digital village on the development of agricultural insurance in the eastern,central and western regions,as well as in the main grain-producing areas and non-grain-producing areas has regional heterogeneity.
出处
《浙江金融》
2023年第3期63-73,共11页
Zhejiang Finance
关键词
数字乡村建设
农业保险发展
农户知识水平
农业现代化水平
Digital Rural Construction
A gricultural Insurance Development
Knowledge Level of Farmers
Agricultural Modernization Level